So you’re moving to Dubai — buckle up, because life here is anything but ordinary. Picture this: a city where nearly 85% of the population are expats, salaries come 100% tax-free, and the skyline grows so fast that Dubai is on track to hit 5 million residents by 2030. Your Friday brunch could rival a week’s grocery bill, petrol prices change every single month, and yes — the average summer day still hovers around a toasty 40°C.
Whether you’re chasing career growth, year-round sunshine, or just curious about life in the UAE’s most cosmopolitan hub, this guide unpacks it all: visas, costs, jobs, housing, healthcare, schools, cultural rules, and those insider hacks that make expat life in Dubai easier (and way more fun).
| Category | Stat | Why It Matters |
|---|---|---|
| Population | ~3.65 million (2025) | Projected to hit 5 million by 2030 — expat communities keep booming |
| Expat Share | ~85% | One of the most multicultural cities on the planet |
| Tax | 0% personal income tax | Your salary is all yours (watch out for living costs though) |
| Average Summer Temp | ~40°C (104°F) | Air-con is life; outdoor fun shifts to mornings and evenings |
| Cost of Living | ~100% higher than UAE average | Housing + groceries are the biggest budget drivers |
| Petrol Price | Updated monthly | Track here before you fill up |
| Weekend | Fri–Sat | Sunday is the first working day — takes getting used to |
Dubai expat relocation guide
Jump straight to the section you care about most — from visas and housing to brunches and insider hacks.
Click any topic below to open the full details instantly.
- Dubai Visa & Residency
- Cost of Living
- Job Market & Salaries
- Housing & Best Areas
- Utilities & Gas Prices
- Transport & Traffic Hacks
- Healthcare & Insurance
- Education & KHDA Ratings
- Alcohol Laws & Dress Codes
- Maids & Domestic Help
- Social Scene & Brunches
- Networking & Expat Communities
- Emergency Numbers
- Essential Apps for Expats
- Banking & Credit Cards
- Shopping & Groceries
- Free Things To Do
- UAE Petrol Prices
- Day Pass Offers
- WOW-Emirates Insider Tips
Paperwork may not be glamorous, but in Dubai it’s your golden ticket. From short-term visas to long-term residencies, here’s the no-nonsense lowdown on how to actually stay in the city
Dubai Visa & Residency Options
Dubai offers multiple visa options depending on your purpose of stay — whether you’re moving for work, investing in property, starting a business, or simply planning a long-term stay. Choosing the right visa ensures a smoother relocation experience.
| Visa Type | Duration | Eligibility | Approx. Cost |
|---|---|---|---|
| Employment Visa | 2 Years | Company-Sponsored | AED 3,000 – 5,000 |
| Golden Visa | 10 Years | Investors, Doctors, Talent | AED 15,000+ |
| Green Visa | 5 Years | Freelancers, Entrepreneurs | AED 2,500 – 4,000 |
| Investor Visa | 3 Years | Business / Property Owners | AED 10,000+ |
| Retirement Visa | 5 Years | 55+ Years + Property/Savings | AED 3,700+ |
To understand the full visa process, including Emirates ID registration and residency requirements, check our guide on Emirates ID Features.
Dubai is dazzling, but it doesn’t come cheap. Let’s talk rent, groceries, and those sneaky extras that turn ‘tax-free’ into ‘where did my money go?
Cost of Living in Dubai
Dubai offers a vibrant lifestyle, but expenses can vary greatly depending on your choices. Here’s a detailed breakdown across different living costs:
🏠 Accommodation / Rent
| Area | 1-Bed Apartment | 2-Bed Apartment | Villa |
|---|---|---|---|
| Dubai Marina | AED 7,000+ | AED 11,000+ | AED 20,000+ |
| Palm Jumeirah | AED 10,000+ | AED 18,000+ | AED 30,000+ |
| JVC / Jumeirah Village | AED 5,000+ | AED 8,000+ | AED 14,000+ |
💡 Utilities & Bills
| Expense | Average Monthly Cost |
|---|---|
| Electricity & Water (DEWA) | AED 400 – 800 |
| Internet | AED 350 – 500 |
| Mobile Plans | AED 150 – 300 |
⛽ Petrol & Transport
| Transport Mode | Approx. Monthly Cost |
|---|---|
| Petrol (per litre) | Check Latest UAE Petrol Prices |
| Metro & Public Transport | AED 200 – 300 |
| Taxis | AED 15 minimum fare |
🍽 Groceries & Dining
| Category | Average Cost | WOW Guides |
|---|---|---|
| Basic Groceries | AED 800 – 1,200 | — |
| Brunches | AED 250 – 500 | Best Brunches |
| Buffets | AED 100 – 250 | Best Buffets |
| Happy Hours | AED 30 – 50 per drink | Best Happy Hours |
🎓 Schools & Childcare
| Type | Average Annual Fees |
|---|---|
| Primary School | AED 20,000 – 35,000 |
| High School | AED 35,000 – 70,000 |
| International Universities | Check Best Universities in Dubai |
Tax-free salaries sound dreamy, right? The real question: what will you actually take home in 2025 — and which industries are handing out the big paychecks?
Job Market & Salaries in Dubai
Dubai’s job market attracts expats from around the globe with tax-free salaries, multi-national workplaces, and career growth opportunities. Here’s a breakdown of the latest salary trends and hiring hotspots in 2025:
💼 Average Monthly Salaries by Sector
| Industry | Entry-Level | Mid-Level | Senior-Level |
|---|---|---|---|
| Information Technology | AED 8,000 – 12,000 | AED 15,000 – 25,000 | AED 30,000+ |
| Banking & Finance | AED 10,000 – 15,000 | AED 18,000 – 30,000 | AED 40,000+ |
| Hospitality & Tourism | AED 4,000 – 7,000 | AED 8,000 – 12,000 | AED 18,000+ |
| Healthcare | AED 8,000 – 12,000 | AED 15,000 – 22,000 | AED 35,000+ |
| Education | AED 5,000 – 8,000 | AED 10,000 – 15,000 | AED 20,000+ |
🔥 Most In-Demand Job Roles (2025)
- Data Analysts & AI Specialists
- Digital Marketing Experts
- Software Developers & Cloud Engineers
- Hospitality Managers & Chefs
- Healthcare Professionals (Doctors, Nurses, Pharmacists)
- Finance Managers & Auditors
📍 Hiring Hotspots in Dubai
- Business Bay & DIFC — Banking, Finance, Tech
- Dubai Media City — Marketing, PR, Digital Content
- Dubai Internet City — IT, SaaS, Startups
- Downtown Dubai — Luxury Hospitality, Corporate Offices
- Dubai Healthcare City — Medical Professionals
🔗 Best Job Portals & Resources
- Bayt — General job listings
- LinkedIn Jobs — Networking & executive hiring
- Naukri Gulf — Popular for Indian expats
- Dubai Careers — UAE government jobs
Downtown views or Marina sunsets? Choosing where to live in Dubai is half the fun (and half the stress). Here’s how to pick the right postcode for your lifestyle.
Housing & Best Areas to Live in Dubai
Choose a community that fits your lifestyle and commute. A quick snapshot of expat-friendly areas:
| Area | Lifestyle & Highlights | Avg. Rent (1BR / mo) | Best For |
|---|---|---|---|
| Palm Jumeirah | Luxury beachfront living, resort amenities | AED 13,000–20,000 | Luxury seekers |
| Dubai Marina | Waterfront, nightlife, strong expat scene | AED 9,000–15,000 | Young professionals |
| Downtown Dubai | Next to Burj Khalifa & Dubai Mall | AED 11,000–18,000 | Corporate execs |
| JVC | Affordable, parks, newer buildings | AED 5,000–8,000 | Budget-conscious |
| Business Bay | High-rises near Downtown, startup hub | AED 8,000–12,000 | Entrepreneurs |
| Arabian Ranches | Gated villas, schools, green spaces | Villas vary | Families |
| Deira / Bur Dubai | Old Dubai charm, value rents | AED 3,500–6,000 | Long-term residents |
Air-con is your new best friend — but it comes with a bill. Let’s unpack DEWA, cooling costs, and why UAE petrol prices are everyone’s favorite monthly gossip.
Utilities & Gas Prices in Dubai
Whether you’re moving into a studio apartment or a luxury villa, understanding Dubai’s utility costs is crucial for budgeting. Bills are managed mainly by DEWA (Dubai Electricity & Water Authority) and vary depending on property size, cooling systems, and gas consumption.
💡 Average Monthly Utility Costs (2025)
| Utility | Average Cost | Provider | Notes |
|---|---|---|---|
| Electricity & Water | AED 250 – 600 | DEWA | Varies by property size & AC usage |
| District Cooling | AED 400 – 1,200 | Empower / Tabreed | Common in Downtown & Marina |
| Cooking Gas (Cylinder) | AED 120 – 180 / refill | ENOC / Local Suppliers | Used in older apartments & villas |
| Piped Gas | AED 50 – 120 | Dubai Gas / Lootah | Available in newer buildings |
| Internet & TV | AED 300 – 600 | Etisalat / Du | Bundle plans include OTT apps |
| Mobile Plans | AED 150 – 500 | Etisalat / Du / Virgin | Varies by data & international calling |
⛽ UAE Petrol Prices (2025)
Petrol prices are updated monthly by the Ministry of Energy. Check the latest rates here: UAE Petrol Prices (Updated Monthly) .
💡 Tips to Reduce Utility Bills
- Choose properties with energy-efficient district cooling.
- Track usage via the DEWA Smart App.
- Switch to bundle plans for internet + TV.
- Use Smiles or Fazaa for fuel discounts.
- Check latest petrol prices before refueling.
The Metro is spotless, taxis are everywhere, and yes — traffic jams are a national sport. Here’s how to get around without losing your mind (or your Nol card).
Transport & Traffic Hacks in Dubai
Dubai is easy to move around if you combine Metro, taxis, and strategic driving. Use the RTA apps for real-time schedules and Salik balance, and plan commutes to avoid peak bottlenecks on Sheikh Zayed Road and Al Khail Road.
Public Transport Overview
| Mode | Typical Cost | Best For | Notes |
|---|---|---|---|
| Metro (Red/Green) | AED 3.5–7.5 per trip | Daily commuting | Get a Nol Silver card for lower fares |
| Tram (Marina/JBR) | AED 3 per ride | Short coastal hops | Connects with Metro at DMCC/Dubai Marina |
| Bus | AED 3–15 | Budget travel | Plan with RTA Wojhati app |
| Taxi | AED 12 minimum | Door-to-door | Book via Careem or RTA app |
| Marine (Abra, Ferry) | AED 2–25 | Old Dubai or scenic routes | Great for Deira–Bur Dubai crossings |
Driving Essentials
| Item | What to Know | Notes |
|---|---|---|
| Salik | Automatic toll system | Top up in the RTA or Salik app |
| Parking | Zone-based fees via SMS/app | Free on some public holidays |
| Licences | Many countries can exchange | Otherwise take driving test after residence visa |
| Fines | Strict enforcement | Zero tolerance for drink-driving and speeding |
| Fuel | Monthly price changes | Track at UAE petrol prices |
Micro-Mobility Rules
E-scooters are allowed only on permitted tracks and with a permit in certain areas. Read the rules and how to get one here: Dubai e-scooter permits. Prefer bikes? See the best cycling tracks in Dubai.
Peak-Hour Cheat Sheet
| Time | What Happens | Tip |
|---|---|---|
| 07:45–09:15 | Morning inbound congestion | Use Metro for SZR/Downtown; leave before 7:30 if driving |
| 17:00–19:00 | Evening outbound congestion | Delay departures or use back roads via Al Asayel/Al Khail |
| Thu evenings | Weekend traffic spikes | Book earlier dinner slots; Metro can be faster |
Dubai hospitals look like hotels, but you won’t get far without insurance. This section shows you how to pick the right plan and stay healthy without breaking the bank.
Healthcare & Insurance in Dubai
Dubai has a modern, well-regulated healthcare system. Health insurance is mandatory for residents, and most employers provide coverage. Make sure you understand waiting periods, network restrictions, and co-pays before you visit.
Insurance Basics
| Plan Type | Who Uses It | Typical Annual Premium | Notes |
|---|---|---|---|
| Employer Group Plan | Most salaried employees | Paid by employer (varies) | Check dependents coverage, maternity, dental/vision add-ons |
| DHA Essential Benefits Plan (EBP) | Lower-income workers & dependents | AED 700–2,000 | Meets minimum legal requirements; limited network |
| Mid-Tier Private | Families & professionals | AED 3,000–8,000 | Wider network, lower co-pays, better outpatient coverage |
| Premium / International | Frequent travellers & executives | AED 10,000–25,000+ | Global coverage, private rooms, comprehensive maternity |
Common Co-Pays & Limits
| Benefit | Typical Co-Pay | Notes |
|---|---|---|
| GP / Specialist Visit | AED 25–75 | Varies by network tier |
| Medicines | 10–20% | Generic vs. brand impacts price |
| Emergency Room | AED 0–100 | Often waived if admission required |
| Maternity | Varies | Check waiting periods (often 6–12 months) |
Top Facilities & Where to Go
Dubai has a wide range of clinics and hospitals across public and private sectors. Start with our curated list of high-quality healthcare centres in the UAE to find reputable options near your community.
What You’ll Need at the Clinic
- Emirates ID or passport + visa page
- Insurance card or e-card (from your insurer app)
- Debit/credit card for co-pay
- Referral letter if your plan requires it for specialists
Emergency & After-Hours
| Service | Number | When to Use |
|---|---|---|
| Ambulance | 998 | Medical emergencies, accidents |
| Police | 999 | Accidents, urgent assistance |
| Pharmacies | — | Many 24/7; bring your prescription/ID |
Parents, brace yourselves: Dubai schools are world-class, but so are the fees. Here’s the smart way to navigate KHDA ratings and find the right fit for your kids.
Education & KHDA Ratings
Dubai’s private-school ecosystem is regulated by the Knowledge and Human Development Authority (KHDA). Schools are inspected annually and rated on a four-point scale—Outstanding, Very Good, Good, Acceptable— which parents often use to shortlist options alongside curriculum and fees.
Popular Curricula in Dubai
| Curriculum | Key Stages / Exams | Who It Suits | Notes |
|---|---|---|---|
| British (English National Curriculum) | Key Stages, IGCSEs, A-Levels | UK/Commwealth pathways | Widely available with strong university recognition |
| IB (International Baccalaureate) | PYP, MYP, DP | Inquiry-led, global mobility | Strong for critical thinking and holistic profiles |
| American | Credits + AP | US-bound students | Flexible credit systems; AP boosts rigor |
| Indian (CBSE/ICSE) | Board exams (Grades 10 & 12) | Indian university tracks | Competitive fees and strong STEM focus |
KHDA Inspection Ratings
| Rating | What It Means | Typical Indicators |
|---|---|---|
| Outstanding | Exceptional achievement and provision | Top exam results, strong leadership, excellent teaching |
| Very Good | Consistently above expectations | High outcomes, robust pastoral care |
| Good | Meets KHDA expectations | Solid teaching, improving trends |
| Acceptable | Meets minimum standards | Requires improvements in specific areas |
Typical Annual Fees (Guide)
| Stage | British / IB | American | Indian (CBSE/ICSE) |
|---|---|---|---|
| Early Years | AED 20,000–40,000 | AED 18,000–35,000 | AED 10,000–22,000 |
| Primary | AED 30,000–60,000 | AED 25,000–55,000 | AED 12,000–28,000 |
| Secondary | AED 45,000–80,000+ | AED 40,000–75,000+ | AED 18,000–40,000 |
Admissions & Documents
- School reports/transcripts from the last two years
- Transfer certificate (attested if required)
- Passport, visa page, Emirates ID (if available), birth certificate
- Entrance assessment or interview (varies by school and grade)
- Immunization records
Universities & Further Education
Dubai hosts top international branch campuses and local institutions with strong links to industry. Start with our curated guide to the best universities in Dubai for admissions windows, scholarships, and campus life.
Dubai isn’t dry, but it isn’t Vegas either. Between alcohol licenses and modest dress rules, here’s how to have fun without a legal headache
Alcohol Laws & Dress Codes in Dubai
Dubai balances its Islamic culture with its international expat community. You can enjoy drinks and nightlife legally — but only under the right conditions — and you’ll need to be mindful of local dress codes, especially in public areas.
Alcohol Rules You Must Know
| Rule | Details | Notes |
|---|---|---|
| Purchase | Available at licensed shops (MMI, African+Eastern) and bars/clubs | Bring Emirates ID or passport |
| Consumption | Only in licensed venues or private homes | Drinking in public places is illegal |
| Alcohol License | Required for residents who buy/keep alcohol at home | Application: Emirates ID + fee |
| Drunk Driving | Zero tolerance — heavy fines, jail, deportation | Always use taxis or ride-hailing apps |
For more details, see our full guide: Drinking in Dubai: Rules Explained .
Dress Codes in Dubai
| Setting | What’s Expected | Notes |
|---|---|---|
| Malls & Public Spaces | Shoulders covered, knee-length or longer | Family-friendly environment |
| Workplaces | Business casual / formal | Depends on sector; finance/legal stricter |
| Beach / Pool | Swimwear allowed at beaches, hotels, pools | No topless/nude sunbathing |
| Religious Sites | Women: long sleeves, headscarf; Men: long trousers | Mandatory for mosques & cultural tours |
| Clubs / Bars | Smart casual, no flip-flops or beachwear | Dress codes enforced at entrances |
Full guide here: Dubai Dress Code Rules .
From nannies to housekeepers, many expats rely on extra help at home. But with sponsorship rules and costs involved, here’s how to do it the right way.
Maids & Domestic Help in Dubai
Many families in Dubai employ live-in or live-out domestic workers (nannies, housekeepers, cooks, drivers). Hiring is regulated; you’ll need to follow visa rules, contracts, paid leave, and accommodation standards.
Hiring Routes
| Option | How It Works | Pros | Watch-outs |
|---|---|---|---|
| Direct Sponsorship | You (or spouse) sponsor the worker’s residency and manage payroll, insurance, and renewals. | Lower ongoing cost, you choose candidate, long-term continuity. | Admin workload (visa/medical/EID), up-front costs, legal responsibility. |
| Licensed Agency (Tadbeer) | Government-licensed centers recruit, process visas, and can employ the worker who is then assigned to you. | Lower admin, vetted candidates, replacement support, clear contracts. | Higher monthly fees than direct sponsorship, package constraints. |
| Part-time / Hourly via Agency | Agency staff by the hour on fixed schedules (no sponsoring needed). | Flexible, no housing needed, easy to scale up/down. | Hourly rates add up; limited continuity; peak-time availability. |
Typical Salary & Cost Guide
| Role | Live-out (monthly) | Live-in (monthly) | Notes |
|---|---|---|---|
| Housekeeper | AED 2,500 – 3,500 | AED 2,000 – 3,000 | Experience and references impact pay. |
| Nanny (infant/early years) | AED 3,500 – 5,000 | AED 3,000 – 4,500 | Higher if early-childhood training/first aid. |
| Cook | AED 3,500 – 5,500 | AED 3,000 – 5,000 | International cuisine/meal planning increases range. |
| Driver | AED 3,500 – 5,000 | AED 3,000 – 4,500 | Clean UAE licence record required. |
| Hourly (agency) | AED 35 – 70 per hour | Varies by agency, hours, peak demand. | |
One-Time & Recurring Employer Costs (direct sponsorship)
| Item | Typical Range | Frequency | Notes |
|---|---|---|---|
| Entry permit, visa stamping, medical tests, Emirates ID | AED 4,000 – 7,000 | Initial + renewal | Budget more for first year (attestations, typing). |
| Health insurance | AED 700 – 1,800 | Yearly | Minimum coverage required. |
| Flight allowance | AED 1,000 – 2,500 | Annual (policy-based) | Common benefit for live-in staff. |
| Accommodation & meals (live-in) | — | Monthly | Provide private room, adequate facilities, food. |
Legal & Contract Essentials
- Written contract: Define role, hours, salary, overtime rules, rest day(s), sick leave, annual leave, end-of-service (gratuity).
- Rest day: At least one paid day off per week; public holidays policy should be stated.
- Working hours: Reasonable daily hours; agree overtime rate/comp time in writing.
- Accommodation (live-in): Private room, safe environment, access to essentials.
- Passport & documents: Do not withhold original passport; provide access to personal documents.
- End-of-service (gratuity): Calculated on basic salary and service length as per UAE rules.
Safeguarding & Good Practice
- Verify identity, references, and previous employment; consider basic first-aid/CPR for nannies.
- Provide a clear household handbook: duties, boundaries, emergency contacts, medication rules.
- Register access cards, Salik/parking (for drivers), and add to building/residence lists as needed.
- Review home safety: child locks, pool gates, appliance training, emergency numbers displayed.
Dubai brunches are basically an Olympic sport. Throw in ladies’ nights, happy hours, and birthday freebies, and you’ll never run out of ways to socialize.
Social Scene & Brunches in Dubai
Dubai’s social life is legendary — from indulgent brunches and ladies’ nights to rooftop happy hours and birthday freebies. Expats quickly find that social calendars here can rival (and sometimes overwhelm) those in London or New York.
Brunch Culture
The weekend brunch is a Dubai institution. Hotels and restaurants host sprawling buffets with live stations, international spreads, and unlimited beverages. Prices vary from budget-friendly to ultra-luxury.
Explore our curated guide to the best brunches in Dubai and compare buffet deals in our buffet round-up.
Ladies’ Nights
Every week, women can enjoy free drinks, set menus, and discounts across Dubai’s bars and lounges. It’s not just about saving money — it’s a great networking tool for newcomers.
See our updated Dubai Ladies Night Guide.
Happy Hours & After-Work Drinks
With strict alcohol pricing, happy hours are your wallet’s best friend. Expect half-price cocktails and pints at prime spots across the Marina, DIFC, and Downtown.
Find current offers in our happy hours guide.
Birthday Freebies & Perks
Dubai spoils you on your birthday — free meals, drinks, spa vouchers, and activities. The catch: you’ll usually need your Emirates ID as proof.
Browse our list of birthday freebies in Dubai.
Outdoor & Social Activities
Beyond dining, Dubai’s outdoor culture is thriving: desert safaris, sunrise yoga, cycling tracks, and picnics in parks.
Don’t miss our round-up of 50 free outdoor activities and cycling tracks in Dubai.
Making friends in a city of strangers? Easier than you think. From coworking hubs to community sports, here’s where Dubai’s expat networks come alive.
Networking & Expat Communities
Dubai’s expat ecosystem is one of the most active in the world. You’ll find professional meetups, social clubs, and niche interest groups for every industry and hobby. Build your circle fast by combining business events, coworking hubs, and community-led activities.
Where to Meet People
| Channel | Best For | How to Use It |
|---|---|---|
| Business Events & Meetups | Career growth, clients, hiring | Track citywide gatherings via our Dubai events calendar and filter for industry nights or conferences. |
| Coworking Spaces | Startups, freelancers, remote teams | Try DIFC, Business Bay, Dubai Media/Internet City hubs; attend open workshops and pitch nights. |
| Professional Associations | Industry credibility, mentorship | Look for chambers and industry councils; volunteer for committees to accelerate visibility. |
| Social Dining & Venues | Casual networking | Use our restaurants guide and mix in happy hours and ladies’ nights to meet peers informally. |
| Community Clubs & Sports | Long-term friendships | Join running, cycling, padel, and beach volleyball groups; weekend leagues are very active. |
Fast-Start Playbook
- Set a weekly cadence: one professional event, one social meetup, one fitness activity.
- Follow up within 24 hours on LinkedIn with a short note and a specific next step.
- Create a simple value hook: a resource list, a useful intro, or a market insight to share.
- Rotate locations (Marina, DIFC, Business Bay, Downtown) to broaden your network.
Safety & Etiquette
- Confirm venue rules; some events are mixed, others business-formal.
- Respect photography consent and local etiquette at all times.
- If drinks are involved, plan transport in advance; ride-hailing is the safest choice.
999 is your lifeline — but it’s not the only one. Save these contacts before you need them (because trust us, that’s not the time to start Googling).
Emergency Numbers
Save these on your phone the day you land. Dubai’s response systems are fast and well coordinated; knowing who to call (and when) makes all the difference.
Core Emergencies
| Service | Number | What it covers |
|---|---|---|
| Police | 999 | Crimes, road accidents, urgent assistance |
| Ambulance | 998 | Medical emergencies |
| Fire / Civil Defense | 997 | Fires, rescue, hazardous incidents |
| Coast Guard (maritime) | 996 | Marine emergencies, incidents at sea |
Utilities & City Services
| Entity | Number | Notes |
|---|---|---|
| DEWA Emergency | 991 | Electricity/water faults and hazards |
| Dubai Municipality | 800 900 | Public health, pest control, city issues |
| RTA (Transport) | 800 9090 | Public transport, Nol, licensing, Salik info |
| Salik | 800 SALIK (72545) | Toll account support |
| Dubai Health Authority | 800 DHA (342) | Health services, facility guidance |
Roadside & Travel
| Service | Number | When to use |
|---|---|---|
| Roadside Assistance (general) | Your insurer’s 24/7 line | Breakdowns, flat tyres, recovery—save it in Contacts |
| Airport General Enquiries | +971 4 224 5555 | DXB flight/airport assistance |
| Taxi Booking | Use RTA app / 800 9090 | Dispatch, lost & found, fare queries |
Apps to Install
- Dubai Police — report minor accidents, request certificates, track cases.
- RTA Dubai — Nol, Salik, parking, fines, licensing.
- DEWA — faults, smart services, consumption tracker.
- DHA — appointments, facility directory, e-records where available.
Quick Protocol
- In an emergency, call the relevant number first; share your location, landmark, building name, and flat number.
- For minor traffic bumps with no injuries, move vehicles to a safe spot if possible and follow Dubai Police app guidance.
- Keep soft copies of passport, visa, and insurance cards in a secure cloud folder for quick access.
New to the city? Read why Dubai consistently ranks as one of the world’s safest: Why the UAE is among the safest.
Dubai runs on apps. Miss one and you’ll feel lost. These downloads will run your bills, rides, food, and even laundry — basically, your whole life.
Essential Apps for Expats in Dubai
Dubai runs on apps — from paying bills to booking taxis and ordering groceries. Installing the right ones early will save you time, money, and a lot of frustration.
Government & City Services
| App | Use Case | Why It’s Essential |
|---|---|---|
| DubaiNow | All-in-one government services | Pay bills, renew licenses, visas, Salik, and health cards in one place |
| RTA Dubai | Transport management | Parking, Nol top-up, Salik, licence renewal, fines, taxi booking |
| DEWA | Electricity & water | Track bills, pay instantly, report faults |
| DHA | Healthcare | Book appointments, check vaccinations, access health records |
| Dubai Police | Safety & reporting | Report accidents, request certificates, pay fines |
Daily Living & Utilities
| App | Use Case | Notes |
|---|---|---|
| Smiles (Etisalat) | Discounts & dining offers | Great for 2-for-1 meals and shopping rewards |
| Careem / Uber | Rides & deliveries | Careem also offers Hala Taxi and food delivery |
| Noon / Amazon UAE | Shopping | Same-day delivery on thousands of products |
| Talabat / Deliveroo | Food delivery | Order from almost every restaurant in the city |
| Washmen / JustLife | Laundry & cleaning | Book laundry, deep cleaning, home services in-app |
Banking & Money
- Bank Apps: Emirates NBD, ADCB, Mashreq Neo — open accounts, pay bills, send money locally.
- International Transfers: Wise, Western Union, Lulu Exchange apps — best rates for remittances.
- Digital Wallets: Apple Pay, Google Pay widely accepted.
Social & Lifestyle
- Zomato / The Entertainer: Restaurant reviews & buy-one-get-one deals.
- Meetup: Hobby groups, networking events.
- ClassPass: Fitness classes across gyms and studios.
- Spotify / Anghami: Music on the go.
For events, always keep an eye on our Dubai events calendar to stay plugged into what’s happening weekly.
Opening a bank account is easy… until you hit the paperwork wall. Let’s break down accounts, credit card perks, and all the small print you should know.
Banking & Credit Cards
Opening a bank account in Dubai is straightforward once your residency is in progress. Most employers pay via salary transfer, and many expats use one everyday account plus a credit card for rewards on fuel, dining, and travel.
Account Opening: What You’ll Need
| Requirement | Details | Notes |
|---|---|---|
| Passport + UAE visa page | Valid passport; visa under processing is often acceptable for “account in principle” | Final activation after Emirates ID biometrics |
| Emirates ID | Physical card or e-copy from ICA | Mandatory for full activation/KYC |
| Salary letter / employment contract | States employer, role, monthly salary, IBAN request | Ask HR for a bank-addressed letter |
| Local address & mobile | Tenancy contract or utility bill; UAE number for OTPs | PO Boxes are normal for mailing |
Common Everyday Accounts
| Feature | Typical Range | Watch-outs |
|---|---|---|
| Minimum balance | AED 0 – 3,000 | Below-min charges ~AED 25–50/month |
| Debit ATM withdrawals | Free at own bank ATMs | Interbank ATMs add AED 2–3; overseas ATM fees + FX markup |
| Local transfers | Instant (AANI)/same-day | Some banks charge for non-salary accounts |
| International transfers | AED 15–75 + FX margin | Compare rates with remittance apps for better FX |
| App features | Card freeze, sub-accounts, bill pay | Enable 3-D Secure and biometric login |
Credit Cards: Rewards & Eligibility
| Card Type | Typical Perks | Eligibility | Notes |
|---|---|---|---|
| Cashback | 3–10% on dining, fuel, groceries | Salary usually AED 5,000–8,000+ | Great for everyday spend; check monthly caps |
| Air miles / Travel | Airline miles, lounge access, hotel status | Salary AED 10,000–20,000+ | Value spikes if you fly regionally/long-haul |
| Premium lifestyle | Concierge, golf, valet, dining offers | Salary AED 20,000–40,000+ | High annual fees; weigh perks vs. cost |
| Sharia-compliant | Islamic financing structure, no interest | Bank policy | Fee/profit model instead of interest |
Fees & FX: What To Watch
- Foreign currency markup: typically 2.5–3.5% on cards; avoid DCC (don’t “pay in your home currency”).
- Late payment/over-limit fees: steep; set auto-pay for statement balance.
- Cash advances: high fees + immediate finance charges; avoid unless urgent.
- Annual fees: check if waived with minimum spend or salary transfer.
Quick Playbooks
- Starter setup (month 1): open salary account + debit card → enable Apple/Google Pay → set billers (DEWA, Etisalat/Du) in the app.
- Rewards stack: pair a cashback card for groceries/fuel with a miles card for travel. Track fuel with UAE petrol prices and use dining benefits alongside our buffets and happy hours.
- Remittances: compare bank FX vs. specialist apps (e.g., Wise, exchanges) for salary transfers abroad.
Islamic Banking Notes
Many banks offer Sharia-compliant accounts and cards (profit-rate based). If you prefer Islamic products, ask for the Islamic window of major banks during onboarding.
Yes, Dubai Mall is fun — but what about your weekly rice and milk? Here’s the real deal on supermarkets, delivery apps, and keeping the grocery bill under control.
Shopping & Groceries in Dubai
Dubai’s shopping scene is legendary, but everyday grocery shopping is just as important. From hypermarkets to boutique organics, you’ll find options for every budget. Expect prices to vary depending on whether products are local, imported, or premium international brands.
Major Supermarkets & Hypermarkets
| Store | Best For | Notes |
|---|---|---|
| Carrefour | One-stop hypermarket | Wide range, frequent promotions |
| Lulu Hypermarket | Value shopping | Large Asian/Indian product selection |
| Spinneys | International brands | Premium imports, higher prices |
| Waitrose | British expats | UK brands, fresh bakery & deli |
| Union Coop | Local Emirati co-op | Competitive pricing, wide network |
| Choithrams | Neighborhood convenience | Good for quick top-ups |
Monthly Grocery Basket (2025 estimate)
| Item | Cost Range | Notes |
|---|---|---|
| Milk (1L) | AED 5–7 | Local cheaper than imported |
| Bread (loaf) | AED 4–8 | Artisan/organic higher |
| Chicken (1kg) | AED 20–28 | Fresh vs. frozen |
| Rice (5kg) | AED 35–55 | Indian basmati premium |
| Fruits/Vegetables (kg) | AED 6–20+ | Local vs. imported |
| Cheese (200g) | AED 12–20+ | European imports higher |
Convenience & Delivery Apps
- Carrefour Now — same-day delivery for essentials.
- Talabat Mart / Careem Quik — 15–30 min groceries for top-ups.
- Instashop — connects to local groceries and pharmacies.
- Amazon UAE / Noon — bulk dry goods, appliances, household items.
Where Expats Save Money
- Buy staples (rice, flour, lentils, oil) in 5kg or 10kg packs from Lulu or Union Coop.
- Stock up on cleaning products during Carrefour’s monthly mega-sales.
- Mix premium and budget: get fresh produce from Carrefour, splurge on treats at Waitrose.
- Track seasonal offers on meat, fish, and fruits.
Specialty Shopping
- Organic Foods & Café — clean-label groceries, gluten-free, supplements.
- Dubai Spice Souk — saffron, spices, herbs direct from traders.
- Farmers Markets — seasonal local produce (Dec–Mar peak).
Dining out instead? Compare prices with our buffet guide and save by mixing restaurant nights with grocery-based home cooking.
Not every Dubai adventure has to empty your wallet. From beaches to art walks, here’s your cheat sheet to the city’s best freebies.
Free Things To Do in Dubai
You don’t need a five-star budget to enjoy Dubai. From beach days and sunrise hikes to art walks and fountain shows, there’s plenty you can do for free if you plan it right.
Always-Free Classics
| Activity | Where | Why Go |
|---|---|---|
| Dubai Fountain & Burj Lake Promenade | Downtown Dubai | Nightly fountain shows with music and lights |
| Al Fahidi Historical Neighborhood | Bur Dubai | Wind-tower alleys, galleries, cultural vibes |
| JBR & Kite Beach | Marina / Jumeirah | Sunsets, jogging tracks, community buzz |
| Alserkal Avenue Art Walks | Al Quoz | Galleries, installations, open studios |
| Old Dubai Creek Stroll | Deira/Bur Dubai | Souks, heritage houses, abra views (walking is free) |
Free Outdoors & Fitness
| Activity | Best Time | Notes |
|---|---|---|
| Sunrise beach runs | Oct–Apr mornings | Cool temps; use public showers on Kite Beach |
| Cycling tracks (open access) | Early mornings | See our guide to the best cycling tracks |
| Desert photo stops | Golden hour | Drive out on Al Qudra; respect dunes and wildlife |
| Parks & lakes | Late afternoons | Picnic at open parks; check event days |
Art, Culture & Community
- Free exhibitions and talks at Alserkal Avenue during seasonal programs.
- Public library branches host free story times and workshops on select days.
- Mall pop-ups and live music across winter weekends.
Birthday Freebies
From complimentary meals to spa treats, many venues celebrate your big day at zero cost (Emirates ID usually required). Plan with our guide to free things to do on your birthday.
Seasonal & Weekly Freebies
- Outdoor movie nights, fireworks, and cultural parades during peak season.
- Sports community meetups (running clubs, beach volleyball, padel socials).
- Museum free-entry days and open-house festivals (limited dates).
Track what’s on right now via our Dubai events calendar.
Want a bigger list? Start with our master roundup of 50 free outdoor activities in Dubai.
Forget small talk about the weather — in Dubai, everyone’s chatting fuel prices. Here’s how the monthly updates work and where to fuel up smart.
UAE Petrol Prices
UAE fuel prices are reviewed and updated monthly. Rates typically change on the 1st of each month and apply across all Emirates. Always check the latest board price before filling up.
Fuel Types & Where to Check Latest Rates
| Fuel Type | Octane | Best For | Latest Price |
|---|---|---|---|
| E-Plus | 91 | Older/smaller engines approved for 91 | See current price |
| Special | 95 | Most daily drivers (manufacturer-approved) | See current price |
| Super | 98 | High-compression/performance engines | See current price |
| Diesel | — | SUVs/commercial vehicles requiring diesel | See current price |
Where to Fill Up
- ENOC/EPPCO — Dubai city coverage, full-service islands.
- ADNOC — wide UAE network, strong highway presence.
- Emarat — Dubai & Northern Emirates, quick in-and-out sites.
Payment & Receipts
- Cards and contactless (Apple/Google Pay) widely accepted at all forecourts.
- Keep digital receipts for expense claims; many stations offer app-linked e-receipts.
Fuel-Saving Playbook
- Plan routes to avoid peak congestion (see Transport & Traffic Hacks).
- Keep tyres at manufacturer PSI; under-inflation increases consumption.
- Use the manufacturer-recommended octane — higher isn’t always better.
- Consolidate errands; cold starts are fuel-heavy. Consider tram/Metro for short Marina/JBR hops.
- Short commutes? Explore e-scooter permits and cycling tracks.
Track monthly changes and historical trends here: UAE Petrol Prices (updated monthly).
Want five-star vibes without booking a suite? Day passes are Dubai’s best hack — pool, beach, spa, and a side of F&B credit.
Day Pass Offers in Dubai
Fancy five-star pool and beach access without booking a room? Day passes are Dubai’s favorite hack for resort living on a budget. Many hotels credit part of your pass toward food and drinks, and weekday deals are often much cheaper than weekends.
Where to Find Current Deals
We track the best hotel pool, beach, and spa day passes here: Day Pass Offers in Dubai.
Typical Prices & Inclusions (Guide)
| Category | Weekday | Weekend | What’s Usually Included |
|---|---|---|---|
| City & Marina Hotels | AED 100–200 | AED 150–300 | Pool + towel, some credit (AED 50–150) toward F&B |
| Beach Resorts (JBR/Jumeirah/Palm) | AED 150–350 | AED 250–500+ | Beach + pool access, sunbed, towel, kids’ areas in family resorts |
| Premium / Adults-Only | AED 300–600+ | AED 400–800+ | Infinity pools, DJs, higher F&B credit, cabanas (extra) |
| Spa Day Access | AED 150–350 | AED 200–450 | Thermal suites, sauna/steam, pool; treatments priced separately |
Booking Checklist
- Reserve ahead: Some venues cap day passes; call or book online.
- Ask about credit: Many passes include F&B credit — confirm amount and where it can be used.
- Timing: Access windows vary (often 10:00–19:00). Arrive early for the best sunbeds.
- Dress code: Resort-casual; cover-ups required in lobbies and restaurants.
- Family vs. adults-only: Check age policies and whether there’s a kids’ club.
- Bring ID: Hotels may request Emirates ID/passport for entry.
- Cancellation policy: Some prepaid passes are non-refundable on weekends/holidays.
Smart Ways to Save
- Go mid-week: The same resort can be 30–40% cheaper than Friday–Sunday.
- Arrive late for sunset: Some venues switch to reduced “twilight” pricing after 3–4 pm.
- Pair with offers: Use card dining benefits or 2-for-1 apps where allowed.
- Check seasons: Peak winter weekends book out fast; summer has aggressive promos.
Planning a big group or birthday? Combine a day pass with our round-ups: best brunches, happy hours, and birthday freebies.
Now for the juicy shortcuts: how to stretch dirhams, dodge newbie mistakes, and live like you’ve been here for years (without the tuition fees).
WOW-Emirates Insider Tips
Bite-sized, field-tested shortcuts to make your first months smoother, cheaper, and a lot more fun — the WOW way.
30-Day Settle-In Playbook
- Day 1–3: Get a local SIM, add top apps (Essential Apps), bookmark UAE Petrol Prices.
- Day 4–7: Start bank account + salary letter (Banking & Credit Cards), shortlist areas (Housing), download our Relocation Checklist (PDF).
- Week 2: Health insurance & clinic picks (Healthcare), Nol card + RTA app (Transport), read e-scooter permits.
- Week 3: School enquiries (Education & KHDA), compare utility bundles (Utilities), set grocery routine (Shopping & Groceries).
- Week 4: Network smart — pick one brunch, one meetup, one fitness group (Social Scene, Networking), plan a day pass reward.
Budget-Saver Shortcuts
- Time your fuel: check monthly updates and fill before/after price changes — see UAE Petrol Prices.
- Alternate weekends: one brunch (best brunches) + one happy hour crawl (happy hours).
- Use weekday day-passes for 30–40% savings — current offers.
- Groceries: staples at value stores, treats at premium; mix with our buffet deals.
Culture & Conduct Must-Knows
- Respect modest dress in malls and public spaces; specifics here: Dubai Dress Code.
- Alcohol is legal only under rules — licenses, venues, no public drinking: Drinking in Dubai.
- Always ask for consent before photographing people; be extra mindful during Ramadan.
Movement & Micro-Mobility
- Beat peak times with our Traffic Hacks; tram + walking often outpace cars around Marina/JBR.
- Short hops? Consider permits for scooters: e-scooter guide. Prefer pedals? best cycling tracks.
Admin & Paperwork
- Keep Emirates ID, visa page, insurance e-cards in a cloud folder + phone wallet. See Emirates ID features.
- For alcohol, ensure your resident license is valid if you store at home.
Safety & Weekends
- Save emergency numbers now — or jump to Emergency Numbers.
- Plan weekends via our live events calendar; slot in one outdoor freebie from 50 free outdoor activities.
Smart Context
The city is expanding fast — stay tuned to growth trends like Dubai’s population outlook to pick communities with upcoming schools, roads, and amenities.
Download and keep this handy: WOW-Emirates Dubai Relocation Checklist (PDF).
